Smart Planning, Thoughtfully Delivered
Astute Wealth Management crafts custom strategies to help individuals and families work towards financial success. The plans leverage our creativity along with multiple advanced technology platforms to strive for the greatest potential after tax income.
Aligned Advice with Coordinated Planning.
As your financial advisor we act as the quarterback—working closely with your tax and estate professionals (and others as needed) so investment decisions consider your bigger picture.
What sets us apart?
Application of Best Practices in Behavioral Finance
Knowledge
Experience
Patience
Discipline
Drawing on our extensive experience in Behavioral Finance, we guide you to potentially avoid costly emotional biases and mistakes, prioritizing time in the markets over attempting to time them.
Portfolio design with you in mind
Benefit from a thoughtfully designed portfolio—built for your goals and prioritized for after-tax results—with ongoing adjustments and professional research aimed at delivering reliable retirement income and long-term security.
We strengthen our professionally designed portfolios by partnering with billion-dollar money managers and attending industry conferences to bring fresh insight on changing markets and opportunities.
Fresh Thinking with a Different Approach.
Ben is an outside-the-box, design-minded analyst who quickly masters the industry’s most advanced planning and portfolio tools—then pushes them to their full potential to solve complex client challenges with clarity and creativity.
“Creativity is seeing what others see and thinking what no one else ever thought.”
– Albert Einstein
(Our core values we strive for)
I was fortunate to be raised by parents who instilled strong values early on—right and wrong. I haven’t been perfect, but I strive to live in a way that, one day, I can return to God and say with the Apostle Paul: “I have fought the good fight, I have finished the race, I have kept the faith.”
Astute Wealth Management by the numbers …
47
Years Young
20
Years of Experience
7
Team Members
275
Client Households we Service
185m
Assets Under Management (end of 2025)
Most meaningful numbers!
24
Years of Marriage
2
Children
The Advisor’s Alpha
We’re not the cheapest—and we’re not trying to be. Our goal is to be the best value by delivering benefits beyond what we charge through disciplined investing, advanced tax and legacy planning, and helping clients avoid costly pitfalls; Vanguard’s “Advisor’s Alpha” research suggests that best-practice advice can add net value that exceeds typical advisory costs.
What our Client’s are Saying?
- “The thing I liked about Ben is that he was, engaging… Real planning, not just ‘this is what I think you should do’ but actually explaining why.” Christian
- “He was just very upfront and easy to talk to and that’s what I like.” Michele
- “Ben has gone above and beyond. He explains things well. He presents us with ideas … He does the research” Manuel
- “We’re people. We’re not accounts. And that really comes across. He’s really interested in that sense of people and what we want to do with our money.” -Sandra
The Journey of Astute Wealth Management
Astute Wealth Management was founded by Ben Young in 2009. Ben’s understanding and adoration of finance might be part of his DNA. With early exposure from his father, who was a financial planner, and his design-minded style of problem solving some those that know him personally believe we was born to do this work.
His vision lead to opening a single office with his wife Lacey. He has since expanded into 2 office suite loactions, Cameron Park and Folsom, CA, client’s across 23 states, 7 team members and an expanded professional network of Attorneys, Tax, Insurance, Real Estate and Medicare Professionals. Disciplined philosophies and commitment to customer service have made Astute Wealth a partner in our client’s lives. Guided by a deep commitment to integrity and service. Ben provides his nationwide client base with tax efficient financial planning and investment execution.
Since childhood Ben has loved designing and building complex projects. At 14, he assembled a computer—well before today’s internet—and spent hours designing homes and towns with full blueprints. He also tinkered with small inventions to improve daily life. That instinct to imagine, build, and get the most out of every system still drives his work today.
Rooted in a family of finance professionals, Ben acts as your lead architect, designing the strategy and coordinating professional partners such as CPAs, estate attorneys, and leading investment managers. He also leverages sophisticated technology—including AI—to help deliver clear strategies and confident decisions. Many clients become more than clients; they become part of our extended family.
Meet our Team
Antonio DiMatteo
ADMINISTRATIVE ASSOCIATE
Brady Hopkins
ADMINISTRATIVE ASSOCIATE
Livia Young
ADMINISTRATIVE ASSOCIATE
Lynn Roldan
ADMINISTRATIVE ASSISTANT
Renee Villanueva
CLIENT RELATIONSHIP MANAGER
Astute Articles and Insights
Get Started Today
Whether you’re planning for retirement, saving for your children’s education, or seeking to build wealth for the future, Astute Wealth Management is here to help. Contact us today to schedule a consultation and take the first step toward achieving your financial goals. Let us guide you on the path to financial success and peace of mind.